In short, those with middle class incomes or less do not have the same opportunities for investment. It is not fair and it is not right, but that is the reality of the situation. The good news is that some firms looked at this situation and did not feel right about it. They wanted to turn things around for those who found themselves in this situation, and that meant offering investment opportunities to those in the middle class.
Brad Reifler is the CEO of Forefront Capital and indeed the mastermind behind it. He saw the unfairness in the market when it came to how certain individuals were treated. When one is considered unaccredited (less than $1 million in net worth) they do not have the same choices that those with greater wealth have. That is changing now with the things that Forefront is doing.
Forefront Capital allows new investors to trade in the markets that used to be reserved only for those with a huge net worth. The Securities and Exchange Commission (SEC) has changed the rules that it had in place in regards to who can make certain trades. Wikipedia told that they used to have the rules set up where only accredited investors could make those trades. Now, they have made a change to allow those who show that they have sufficient knowledge about the trades they want to make. That opens up opportunities to those knowledgeable about the market but who have not yet built up a huge net worth.
When it comes to helping people with their investments, few do what they do. So many only care to focus only on those with a huge amount of money in their bank accounts. While that may be where the money is at, it is a market that is already well served.
A lot of the battle is about getting people to start investing as soon as possible. The sooner that they put the money to work, the longer it has to grow and build up wealth for those individuals. That is a good thing because a lot of the expenses in life are getting more expensive by the year. In order to afford these things in the future, one should start putting money into the market right away. Getting money working for you is the best way to afford the good things in life that are sure to come along.