Niranjan Shah was a newly elected chairman of the University of Illinois in 2009. After an unfortunate event involving a U of I professor being arrested at his own home during a misunderstanding when someone called the police thinking he was attempting to burglarize the home that same year, President Obama invited both the professor and the arresting officer to the White House in an effort to reconcile the situation.
The controversial arrest of the professor sparked interest in the leadership at the university, particularly regarding favoritism. Niranjan Shah was not exempt from the scrutiny. His firm has had millions of dollars in government contracts and he has been a very generous contributor to campaigns. However, there is no evidence that Niranjan Shah has ever used his contributions to secure more contracts.
Niranjan Shah did not try to cover up his contributions or use them to get an upper hand. His contributions were spread out over a period of 20 years. Furthermore, there was never any correlation between the size of his contributions and the size of his government contracts. Rather, he made contributions because he wanted to make sure that he had a chance to have the same opportunities as everyone else.
Although Niranjan Shah used his contributions with the pure intentions of promoting excellence at the University of Illinois, he said that he had used poor judgment on a few occasions. For public relations reasons along with his own personal health, it may be necessary for Niranjan Shah to resign from his chair.
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A sense of balance can often seem to be lacking in this modern, fast-paced world in which we all live. Max Salk is both an accomplished business figure as well as a noted landscape photographer and he’s got a line on how to go about balancing life’s demands. He’s driven for success in a demanding occupation and yet finds time to pursue a fascinating and fulfilling hobby.
Salk is currently an investment analyst in New York City which follows a stint with Morningstar and PPM America. He’s working with the Blackstone Group where he shows passion and skill in finding unique investments for clients.
Preparation has been a critical skill for Max Salk in both his professional life and as he goes about his photographic endeavors. One little act of preparation as he prepared for a walk in the Netherlands illustrates how important it can be. One foggy morning he took a walk and just before leaving he grabbed his camera just in case. It paid off as he snapped a memorable photo of a mist covered harbor scene. To this day it can be seen on the first page of his photography website.
Another attribute that has powered Salk and his accomplishments are his flexibility. He understands that controlling every detail is not possible as he attempts to shoot a high-quality landscape photo. He may wait several hours for natural light conditions to be just right to produce something memorable. This type of preparation, with flexibility in mind, has culminated in some of his best works as a photographer.
Owning the most important moments is also something that Max Salk strives to do and he’s demonstrated a remarkable degree of success. An example of this is one of his presentations of an investment opportunity. Despite hours of work beforehand and substantial preparation, colleagues and clients only see a short informational pitch and he’s keenly aware of his need to make the most of those moments.
In closing, Salk brings forth a great principle as he reminds people that there is more than one path to success. The world is full of opportunities and he urges everyone to find their own brand of success and satisfaction.
In an era of uncertainty, investors are looking for options to have steady streams of income in different avenues. They aren’t just looking at bonds, they are looking at other options to satisfy their fixed income thirst. A few of these areas of bond alternatives might be familiar while others are a bit more exotic. Max Salk and his peers are certainly looking at different options to minimize risk and maximize performance.
A regular one that individuals may want to take a look at would be a certificate of deposits. Certificate of deposits in this day and era will provide individuals with about 2.70% to 3.10% APY and will require a potential lock-up period that ranges from one year to five years. A few institutions will not require a minimum deposit while others will ask for a $500 minimum deposit.
These institutions vary from Citibank to Goldman Sachs and others.
While these certificate of deposits offer security for a fixed period of time, their interest rates are still relatively low and barely exceed the risk-free rate, where the risk-free rate is at 2.42 for 1 Month and 2.89% for the 30 years. Certificate of Deposits allow for little to no risk and provide similar returns with a bit more upside to investors.
Investors can turn to dividend yielding stocks which may provide yields in excess of 5% but then they would have to account for the risk that they are taking with the underlying equity and the potential that their initial capital might decrease because of the swings in the stock market.
Max Salk is certain to look at all of these situations and weight differences as he learns what these investments can provide to investors like him who work for prominent institutions such as Blackstone Group. Max Salk may look at structured notes, fixed instruments that may provide more options in regard to safety and yields.
Max Salk is looking forward to understanding how these markets will operate while he discusses different strategies with his peers, advisors, and other professionals within the finance field.
These are certainly interesting times and the next few years should be one’s to watch.