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Meeting new people with the use of a mobile device

When you live in a local community it can still be hard to meet people and make new friends. Some people have difficulty when it comes to socializing, unsure how to talk to someone or shy in what to say. Yet when those same people are on a computer or texting they might have plenty to say. Imagine that frustration multiplied when it comes to traveling around, either while on vacation, for work, or moving.

There is a solution to both the difficulty in socializing, and meeting new people while traveling by using the Skout application. Skout was created as a great way for people to socialize, taking online dating to a whole new level. Not only can you talk and chat to your hearts content when you are on the computer but with the app installed on your phone or mobile device you can take the app with you, and meet new people easy. Share information as needed and be as wary as you want, or as open as you feel you can be when you are talking to and meeting new people. When the time is right you can take it to the next step and meet in person rather than just being a ghost in the machine.

With the new addition of the travel feature on the Skout app you can take meeting new people to the next level. Now you can meet locals in the area you happen to be traveling to and they can show you around or hang out for a good time. This takes meeting new people to a whole new level as you can learn about the local areas quickly and meet people that have common interests quickly rather than trying to find them by conventional means. Get a virtual tour of the area with the travel feature and quickly learn about the area and the interests of the locals. You can even meet groups of people with common interests and change the way you see the world.

Online dating with any application comes with its own set of rules and the one you want to hold yourself to is to be true to yourself. If you are going to be meeting new people whether they happen to be in your hometown or when you are traveling you want the word to get around about the type of person you are, rather than being something fake. Share pictures of yourself if you choose to do so, and be safe with what information you share. As you get to know people it is up to you to go at your own pace. Since Skout is an online dating and social networking site you can meet and greet more people the more often you are on it.

Houston Real Estate In Decline While Haidar Barbouti Thrives

Haidar Barbouti is a Houston commercial real estate developer who is still reaping the benefits of a nearly 25-year-old real estate investment. His Highland Village shopping center is one of the most successful such centers in the city. Barbouti has a number of successful real estate ventures in Texas. He specializes in condominiums, office buildings and strip malls. The Highland Village, however, has turned a tidy profit for years.

If only Houston’s real estate market was as successful. In the last few years, the number of first-time home buyers has dropped significantly. According to some builders, middle-class homes are simply not being built. The cost of raw materials is rising. The extra cost has to passed down to the buyer. Builders are now forced to focus on luxury homes to make money. So everyone is getting hurt to a certain extent. Some of the best real estate agents in Houston are not selling nearly as many homes as they once were. Some in the real estate market believe a turn around is imminent.

Barbouti understand Houston’s real estate woes. He was expecting the same to happen with his Highland Village. Fortunately, the shopping center is not just staying afloat, it’s thriving. People love to shop, and they love to shop at the better chain of stores. This is why Barbouti has many upscale tenants. Barbouti’s shopping center currently clears more than $25 million a year. He plans on implementing a number of new upgrades to attract even more clientele in the next year.

Many experts predict that good news is on the horizon. People should be cautiously optimistic about the rise in home purchases in the first quarter of 2015. Things could just as easily regress. Market analysts say the only thing first-time home buyers can do is sit back and wait.

The Advances That Forefront Capital Has Made

In short, those with middle class incomes or less do not have the same opportunities for investment. It is not fair and it is not right, but that is the reality of the situation. The good news is that some firms looked at this situation and did not feel right about it. They wanted to turn things around for those who found themselves in this situation, and that meant offering investment opportunities to those in the middle class.

Brad Reifler is the CEO of Forefront Capital and indeed the mastermind behind it. He saw the unfairness in the market when it came to how certain individuals were treated. When one is considered unaccredited (less than $1 million in net worth) they do not have the same choices that those with greater wealth have. That is changing now with the things that Forefront is doing.

Forefront Capital allows new investors to trade in the markets that used to be reserved only for those with a huge net worth. The Securities and Exchange Commission (SEC) has changed the rules that it had in place in regards to who can make certain trades. Wikipedia told that they used to have the rules set up where only accredited investors could make those trades. Now, they have made a change to allow those who show that they have sufficient knowledge about the trades they want to make. That opens up opportunities to those knowledgeable about the market but who have not yet built up a huge net worth.

When it comes to helping people with their investments, few do what they do. So many only care to focus only on those with a huge amount of money in their bank accounts. While that may be where the money is at, it is a market that is already well served.

A lot of the battle is about getting people to start investing as soon as possible. The sooner that they put the money to work, the longer it has to grow and build up wealth for those individuals. That is a good thing because a lot of the expenses in life are getting more expensive by the year. In order to afford these things in the future, one should start putting money into the market right away. Getting money working for you is the best way to afford the good things in life that are sure to come along.

Managing The Flux In Investment Banks

Investment banks mainly assist clients raise funds via debt and equity offerings. This comprises methods such as credit facilities with the bank, Initial Public Offerings (IPOs), issuing and selling bonds on behalf of the client or selling shares to investors via private placements. There are three principal areas of investment banks namely asset management, sales and trading (S&T) and investment banking division (IBD). Large investment banks usually provide all the three services while smaller ones deal with the investment banking division side and mergers and acquisitions (M&A). The investment banking sector is at times known as corporate finance and is divided into two: industries and products. They all offer advice on ways of financing transactions and mergers and acquisitions.

Investment banks are classified into a “bulge bracket” bank, regional bank, and a boutique. The bulge bracket comprises of larger banks and provides a complete service line to clients. Boutique banks depend on the size and range from small held shops to big enterprises. They usually deal with an industry or a particular product. A boutique is often started by a banker who has a passion for being his/her own boss. They specialize in one or more products and industries. They also specialize in small or mid-sized deals and clients.

If an investor is interested in a financial partner to take them through the intricate path of financing a business or managing assets they go for an investment banking connection. Investment bankers provide high profile persons with strategic planning advice. They usually advise such people about the excellent opportunies of making a public offering or in asset management. Jim Dondero, a Portfolio Manager of NexPoint Credit Strategies Fund, the Co-founder and President of Highland Capital Management is a successful investment manager who has over the years given investors prudent advice on their portfolios. James Dondero has over 30 years of experience in investment banking. As the founder of Highland Capital Management, an alternative asset manager dealing with high-yield fixed income investments, Mr. Dondero is an expert in identifying the right investments and the excellent time to invest in them. The firm is superb in providing high-quality investment banking that meets the expectations of all investors that deal with the fund.

James Dondero is a competent investment banker who over the years has brought investment bank’s access to investors, provided expertise in valuation and prowess in merging companies and markets. They also undertake riskier processes such as underwriting of assets beyond just advising clients. James Dondero has extensive skills that had its foundation from the University of Virginia where he pursued accounting and finance. He is also a Certified Management Accountant (CMA) and has been credited with the right to use Chartered Financial Analyst (CFA) designation.

Kyle Bass Has Lost His Magic Touch

Kyle Bass, a hedge fund manager and founder of Hayman Capital management, has been making news for making wrong business decisions. Kyle had risen to stardom by accurately predicting a mortgage crisis in 2008 and making a fortune out of that. But since then, he seems to have lost his magic touch if he even had it to begin with. He has been making bad call after bad call.

Kyle has also been making questionable alliances. While everybody seems to agree that Cristina Fernández de Kirchner and her economic illiteracy is the thing that is ailing the Argentinean economy, Kyle has been defending the woman any chance he gets. When the country defaulted on their sovereignty loan for the second time, Kyle defended the move. According to New York Post, Kyle sounded like Axel Kicillof, Argentinean economist minister. What unscrupulous deal has he entered with Kirchner exactly?

His unethical ploys do not stop there. In order to benefit from his investment in General Motors, he shifted the blame for deaths arising from the faults in the power steering and the non-deploying airbags of the GM cars onto the victims. On TV, he accused them for driving under the influence and not wearing seatbelts.

In his latest and biggest ploy that has the two houses of congress working hard to do away with the loopholes that has made the ploy possible. Kyle, wanting to make a quick buck, short-sells the stocks of some pharmaceutical firms, and then challenges some of their patents through Coalition for Affordable Drugs. The result is that the stocks go down while Kyle makes a killing. But this also drives the prices up and affects the many consumers depending on the drugs.

Kyle graduated from the Christian University with a BA in Business Administration in Finance and Real Estate Finance. Before founding Hayman Capital Management, he was a Senior Managing Director at Bear Stearns. He also worked as a managing director for Legg Mason. Kyle is a member of the board of directors for Troops First Foundation, Texas Ranger Association Foundation, University of Texas Investment Management Co. and Business Executives for National Security.

Kyle has lost his patent battle against Acorda Therapeutics Inc’s. This is after the U.S. Patent and Trademark Office refused to review two patents on the drug, Ampyra. The pharmaceutical industry has been raising concerns about the intentions of Kyle’s patent challenges accusing him of trying to make more money by driving the prices of the stocks down.

Kyle’s woes are not ending anytime soon. It is difficult to know how Kyle’s funds have been doing; he doesn’t reveal much. However, according to a recent report, Kyle lost 30% in 2014

Economists React To The Global Market Selloffs

The China stock market blew up and took the rest of the world’s markets with it. That has investors of every size scrambling to come up with the right moves to make. For months, economists and investors have been concerned about the ramifications of China and what impact it would have on markets around the world. Now they have an inkling of what’s it all about. Global markets sold off hard. Investors appear very worried that a major slowdown in Asia could slow the recovery in various economies around the world. There is often a chain reaction that occurs when one market that people were counting shows signs of weakness. China has certainly done that in recent months and the reaction of the rest of markets were similar to what was expected.

The question on everyone’s mind now is what will happen with the U.S. Dollar? The one economist who predicted that the dollar would strengthen this year and remain the global reserve currency was University of Chicago Professor Christina Broda. Since 2009, Broda has made the argument that the necessary steps to keep the dollar moving along would be made. Now many people are waiting to see if Fed Chairman Yellen is ready to start paring back the low-interest rates that have been part of the economic landscape for years. Broda has stated that there’s no other currency ready to take on the dollar for world supremacy. Lately, the Yuan certainly does not seem up to the task.

A recent poll of economists showed they were feeling gloomy about the coming months. They fear that the economy will stagnate and will no longer come anywhere near the 3% annual growth many of them were predicting earlier this year. None of them is feeling bullish anymore because they have seen the Chinese economy and markets sputter. The Chinese government tried very hard to stabilize the market there, to no avail. The sentiment turned sour as millions of investors who were speculating the bull market would continue were spanked by the harsh reality of a bear market for a time. The government bought stocks for months, mainly from smart money investors who were heading for the exits. Once they left the market, that left only retail investors who were holding on hoping for the best. In the last three days they capitulated, causing another 22% to be shaved off the valuations. Something similar has happened in the United States, where both the NYSE and Nasdaq suffered huge declines. The economists are now doing their best to run models and scenarios that take into account a high-interest and a low-interest rate environment. Investors need to be prepared for both events. It could go either way at this point.

The Success of Advertising Industry in Brazil

Advertising in Brazil has evolved into a complex form of marketing, with literally thousands of different ways that companies use to send a message to the consumer. If you didn’t know, Brazil enjoys an international reputation for producing some of the most creative advertisements. Ask any professional in the world Brazil they will tell you that they associate Brazil with innovative print ads, digital ads and commercials.

The country’s creative revolution started in the late 1980s. Today, they have different styles of creative advertising. You will find Brazilians admiring and liking different styles of advertising especially when they are entertaining. Unlike in the United States, their various styles of advertising are accepted and tolerated. The country has created an environment in which their advertising stars are respected people.

Unlike other countries that restrict places of Advertising, in Brazil advertising is everywhere. You will find advertisements on billboards, television, newspapers and magazines, electronic media and in the streets. Sporting events are extremely popular, and along with soap operas provide some of the most desired platforms for advertising.
Producers of adverts, as well as the models who appear in these adverts, have achieved celebrity status. You will find some of the most read gossip magazines reporting on the private lives of advertising models or producers, adding to their celebrity status. Advertising in Brazil has left a bad experience to some people. For example, in 2002, a well-known advertising executive was kidnapped and held for two months. The regard people have towards advertising, its public acceptance, and the celebrity status advertising models enjoy provides a good setting for Brazilian advertising agenda.

Nowadays Brazilian advertisement agencies include two major types. The first category comprises of several well-known multi-agencies whose strong presence in Brazil has been felt by many people. The second category comprises of a small number of extraordinary successful agencies. Some of these small agencies grew up in the last two decades, and they enjoy a good reputation as some of the most creative agencies in Brazil.

One of the leading Brazilian advertising agencies that we can’t go without mentioning is the Heads Propaganda. This agency is one of the Brazilian largest advertising agencies having been the business for over 25 years. The brain behind Heads Propaganda is a Brazilian gentleman by the name Claudio Loureiro. This guy is known for his exploits and success in advertising and businessman. Claudio Loureiro has remained active in trying to come up with new advertising innovations. He is a strong believer in different advertising styles as a cornerstone for continued business growth.

Broda Knows

Economists are calling today’s 1,000 point drop in the Dow Jones Industrial today a mere hiccup. This situation is heavily tied to the Chinese economy which is faltering at this point. It is also ironically predicated on the American economy rebounding also. Interest rates have been kept at all-time lows artificially by the Federal Reserve because of the recent recession. This means that when the economy recovers, interest rates will naturally be hiked back to normal levels eventually. When this rate hike begins is being prognosticated by most economists and financial sector professionals because it is the point at which they will change investment strategies to benefit from the impending, inevitable rate hike, and the Fed meets next month.

These factors combine to make this a pretty good time to unload certain financial products as many investors did first thing this morning. Many credible economist like Christian Broda would wisely tell people that investments are for the long haul, and these economic hiccups have little consequence on long term investment strategies. They would also advise that this is an actual opportunity to acquire the stocks of some really sound companies that will be negatively affected by the swift correction, but will quickly recover to offer some healthy gains for those that are smart enough to buy in these types of bargain stock buying situations. Broda is a noted New York economist, writer and investor.

This news does not bother me at all because gas prices are lower. A dollar more a gallon would be over $100.00 or more a month for me. That is a small family’s grocery bill in the area in which we live. In an entire year, I save approximately $1,500. When my wife’s car is added, the savings are approximately $2,500 annually. Conversely, when it is not, that is how much more we pay in order to get to work and get the kids to school. Having a conscience about how many billionaires lost an errant billion today is asinine when contrasted with the number of families that have an extra $2,500 dollars in their accounts because the price of gas more reflects a real value versus an over-inflated, speculator effected price. It is also the measure of a media that is obsessed with the glorification of excess and the rich versus the vast majority of the country.

James Dondero Seeks To Educate Clients About Their Effective Business Offerings

Educating prospective clients is an integral component of Highland
Capital Management’s strategic philosophy. Currently the leading
company in alternative client management, this renowned firm seeks to
share the knowledge of their practical investment services with high
net-worth professionals and major corporations worldwide. Essentially,
their twenty-year well-defined business model plays a significant role
in their continually success. As an extremely experienced firm,
cofounders Jim Dondero and Mark Okada, are frequently presented with
the opportunity to pursue new business areas, which ultimately impacts
the company’s rapid growth and expansion. Most importantly, these
prominent executives truly understand the effectiveness of well
implement business strategies and strongly believe the education of
their services will produce rewarding results.

Dondero and Okada’s goal is to inform clients about their
unprecedented investment offerings as the knowledge will ultimately
assist in propelling their company. Therefore, the firm’s consultation
process involves evaluating each customer’s objectives in order to
match their needs with the appropriate strategies. Along with
developing an executable plan, this intake procedure also
assists in establishing rapport and trust among advisor and client.
Most prominently, in their mentoring and personable approach, the
employees at Highland Capital Management effectively discuss the
practical applications of their extensive collection of investment

The uniqueness of Highland Capital Management lies in their
ability to advise a variety of clients from multiple
business sectors such as industrial, healthcare, and real estate.
Moreover, the operational and investment teams at this renowned
company are skilled in guiding clients with concerns related to
emerging markets, long/short equity, high yield credit, structured
products, and distressed and special situations. With each customized
plan, the client with received straightforward advice which adheres to
their unique investment needs.

As a longstanding client advocate, Highland Capital Management
strategies have greatly influenced the prestige of the well-known
firm. Notably, in 2014, the corporation reported about $18.7 billion
of assets under management. Headquartered in Dallas, Texas, the firm
assists clients in New York, London, Singapore, Sao Paulo, and Seoul.

Dondero has successfully educated thousands of clients regarding the
positive effects of implementing their services and, as a result, he
is consistently revered as the world’s most powerful entrepreneur.
Along with degrees in Accounting and Finance from University of
Virginia’s McIntire School of Commerce, he is also a Certified
Management Accountant (CMA), a Certified Public Accountant (CPA), and
a Chartered Financial Analyst. His extensive range of previous
experiences range from leveraged banks loans to emerging market debt.
At Highland Capital Management, he is primarily responsible for
overseeing the execution of the firm’s strategic investment and
operation practices. Notably, both Dondero and Okada’s former
experiences and expertise have led the company to unprecedented

Financial Decisions

If you guarantee a business then you know there are heaps of budgetary decisions that ought to be made reliably. These can be in the extent of things like security, expenses, 401k gameplans, and obviously dealing with your specialists store needs. In case you are a business person in San Diego, California, then you can get that kind of help from Brian Bonar at the Dalrada Financial Corporation.

While doing that it serves to get assistance from a specialist budgetary organization that can certainly get it done. One of those cash related organizations is Dalrada Financial Corporation, which is directed by Brian Bonar, who has been the association’s Chairman of the Board taking after December 1999. His association helps associations whether they are little or far reaching to complete financial things effortlessly and feasibly, and a concept that boggles any weak minded person they do well is manage payrolls.

Exactly when dealing with a fund, for event, you have to center things like the measure of state or government obligations to take out, notwithstanding have the ability to understand the measure of appraisals the business itself owes. These things can be tricky, and people like Brian Bonar and Dalrada Financial Corporation can make it issue free.

Account discoveries moreover join things like restorative administrations and government oversaw reserve funds and after that there is the yearly duty records that go with keeping up and checking a business money. With the help of a better than average cash related association, this is done precisely and sent in on time, and the business visionary won’t have to push over it by any methods. They will sit down with your top individuals and find unequivocally what sort of budgetary needs there are and how they can help you to enhance things go and give you the time to do diverse things like manage your principle concern. Brian Bonar was written about byModern Luxury here.

As to doing budgetary things, Bonar has years of experience. He has not recently been at his present spot of work for a long time, yet has in like manner been used at American Management Services, LLC as their executive and CEO, furthermore at Solvis Group, Inc. as their head and CEO, and a couple of other relative associations. He has a MBA from Staffordshire University, and also a PhD from the same school.