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Corporate Wellness is Healthy to a Bottom Line

The whole concept of “corporate wellness” is one of those things that sounds really good, but can’t possibly be true. Such is the attitude of the very cynical. Not only are such persons cynical, they are incorrect. Corporate wellness programs have a tendency to deliver outstanding results for not only the fitness of employees and managers, but also a company’s fiscal situation.

Generally, people who are in good health do not miss work. When important members of a company are consistently working, the company does not end up experiencing problematic lags in fiscal areas.

Performance also improves quite a bit when members of a team are in good health. They have the ability to work a lot harder since they are in physically good shape. Additionally, they end up being a bit more mentally sharp. A fit body does lead to an equally fit mind. A sharp mind is always going to be a benefit to a company.

Does this mean the institution of a corporate wellness program automatically leads to improvements in a corporation? No, no one at FreedomPop Review, who have an app on the GooglePlay store, would make such a silly assessment. A lot of different factors tie into whether or not a business is successful. The wellness of employees and managers does factor into these components. Hence, wellness is an important cog in a large wheel. Executives should keep this in mind and take serious steps to maintain or introduce effective wellness programs.

Now it’s Legal to Buy Your Tesla Automobile Directly from Tesla

We all know the pain of having to buy a new car. Sure, test driving and looking at features is exciting, but when you have to sit in front of a guy behind a desk, haggling for prices and deciding if you really need leather seats, it makes the whole process less fun.

Enter Tesla. Elon Musk and his various ventures, including Tesla, have been rocking all sectors of the market. One of the biggest incidents was when Tesla decided it wanted to cut out the middle man and sell their automobiles to the customer directly. What this would mean is that you wouldn’t have to go to a dealer to buy the newest Tesla Roadster. Folks at Anastasia Date agree that this might not sound too different, but in this model there’s no haggling wondering if you could get a better deal. Tesla would sell you the vehicle at a similar price to what a dealer would pay for it.

In October 2014, lawmakers in Michigan and other states introduced a bill which would make this practice illegal, thus requiring Tesla to sell their automobiles in dealerships. More about that from Tesla’s blog here. However, as of the beginning of May, the Federal Trade Commission has overruled that bill, in defense of all business. Read more here, but in the meantime look out! Soon you won’t need to dread those visits to a dealership to buy a new car.

Elon Musk Adamantly Denies Lecturing Employee for Attending Child’s Birth

As the CEO of one of the most innovative companies in recent history, Elon Musk is becoming a target for criticism. A book written by Ashlee Vance called “Elon Musk: Tesla, SpaceX, and Quest for a Fantastic Future” makes some pretty outrageous claims about the creative entrepreneur.

One claim made by the book’s author is Musk scolded an employee who missed work to be present at the birth of his child. An anonymous employee leaked a supposed email shared between the CEO and himself claiming Musk wrote “That is no excuse. I am extremely disappointed. You need to figure out where your priorities are. We’re changing the world and changing history, and you either commit or you don’t.”

Now, Musk is defending himself and his business ethics on Twitter stating, “I have never written or said this, It is total BS & hurtful to claim that I told a guy to miss his child’s birth just to attend a company meeting. I would never do that.”

I don’t know Musk personally but he truly seems offended by the claims made in the book, and I believe him. If the employee was telling the truth, he probably wouldn’t be so concerned with his anonymity. But nobody can argue that the CEO of Tesla Motors is indeed focused on one thing, changing the world.

Nevada Gives Daimler the Go Ahead to Start Testing Autonomous Trucks

Nevada has given Daimler the go ahead to start testing autonomous driverless trucks. The license will allow Daimler to begin testing its line of autonomous commercial vehicles in the state of Nevada.

Commercial trucks are the most likely target for advances in autonomous vehicles. They tend to operate over the open road which is an easier environment to drive in than an urban setting with countless obstacles.

Commercial trucking companies have the most to gain from driverless vehicles. Having vehicles drive themselves would save a fortune in wages every year. It could also loosen up restrictions regarding how many hours a truck is on the road every day.

There are still many questions surrounding the autonomous vehicle industry. There are currently no federal guidelines in place to oversee their operation. Questions about liability still remain as well.

At this point many more states would need to get involved before cross country trucking in autonomous vehicles could become a reality. The federal government in unlikely to step in and provide clear rules and regulations until the industry has become more mature.

Once the autonomous vehicles have proven their worth and other states get involved Daimler is sure to see a stream of customers coming in. Until then there’s only speculation regarding how popular their autonomous vehicles may become in the near future.

Thanks to my friends at Madison Street Capital for showing me this.

America’s Unemployment Rate is on the Decline

During the years of the one of the worst recessions in American history, the unemployment rate skyrocketed. However, the economy has slowly been on the mend in recent years and a report recently released by the Department of Labor shows the lowest unemployment rate in seven years currently standing at 5.4 percent in April. Additionally, the job market is remaining stable (finger crossed).

Christian Broda knows there are still many battles to be won in the fight against unemployment, with joblessness being a concern for wide range of age groups and circumstances. However, young adults remain the most underemployed and unemployed group in the nation, even those who hold college degrees. Also, employees who earn minimum wage are still pushing for higher wages claiming their paychecks do not offer enough support to make end meets, while also demanding more benefits such as increased insurance packages and paid time off.

While the low unemployment rates are extremely encouraging, it doesn’t mean there still isn’t work to do. We must figure out how to provide jobs to college graduates and raise minimum wage in order to completely heal our fragmented economy. A process that will likely take years, even decades, to come to fruition. Both employees and employers must work together, along with local and federal governments, to produce the type of economic environment Americans deserve.

Economy Added 223,000 Jobs in April and Wages Increased

The main issue with voters remains jobs and wages. It was the dearth of jobs for young people that caused millennial voters to defect from the Democrat Party in the 2014 midterm elections. This lead to epic GOP majorities across the nation. Now, the US Labor Department reports that in April, jobs rebounded with 223,000 new employment positions filled. The news has been well-received by Wall Street after a disappointing economic performance in March that say a GDP increase of 0.1%. At the time, it was believed that cold weather accounted for part of the slowdown in economic activity. With warmer weather, economists opined more jobs would get created. Thus far, it appears that is the case. In fact, the unemployment rate now stands at 5.4% which is the best since May 2008, months before the banking crisis.

Jim Dondero says that also, wages appear to be recovering. Wages rose by an average of 2.2% which is an encouraging sign that consumers will be having more disposable income. Consumer spending accounts for 70% of the nation’s economic activity. Still, the effects of Saudi Arabia’s manipulation of world crude prices continues to ravage the domestic oil sector. April saw 15,000 jobs get shed from oil and natural gas companies. These jobs are typically high paying jobs. It was the worst performance for the sector since May of 2009. Still, it is unclear whether these new jobs figures are improving the labor force participation rate that has tens of millions of Americans chronically unemployed.

The Extraordinary Vijay Eswaran: Entrepreneur and Innovator

When it comes to Malaysian business owners and entrepreneurs it is hard to top the visionary Vijay Eswaran, chairman of the QI Group. Born in Penang, Vijay was able to move around Malaysia frequently due to his parents involvement with the Ministry of Labor. This gave Vijay a chance to meet new people and see many new things, broadening his horizons and expanding his mind at a young age. Later Vijay would go on to graduate from the London School of Economics with a socio-economic degree as well as the skill and knowledge that would serve him well later on.

After college Vijay decided to take a year off from the fast lane of business and economics to enjoy the simplicity of working jobs such as construction, grape picking, an cab driving. However, during this time he also learned of the binary system marketing and his ambition drove him to get professional qualifications from CIMA in the United Kingdom and later an MBA in the United States of America at the Southern University of Illinois. During his continuing education he became involved in multi level marketing, a strategy that would go on to influence future endeavors.

Initially MLM wasn’t Vijay’s main focus. However, upon returning to his homeland of Malaysia he became involved with the Cosway Group who approached him about starting their Philippians business. Using this experience he co-founded a MLM company years later which would eventually evolve into the powerful QI Group of today. The QI Group is a multinational conglomerate that owns many different products and brands in various industries. Travel, health and wellness, luxury, training, corporate investments, and telecommunications are just a few of the things that the QI Group has to offer. The company also has offices in various regions in Southeast Asia.

In addition to his business ventures, Vijay Eswaran (Twitter) is also a well known speaker and author. He regularly speaks at management and business forums, sharing his knowledge and expertise with those who come to partake of his wisdom. He has even had a chance to speak at the World Economic Forum. On top of these honors Vijay is also known for his dedication to helping others through philanthropy. In fact, in 2011 he was named one of the 48 “Heroes of Philanthropy” by Forbes Asia. In total he has founded two charitable organizations the RYTHM Foundation and the Vijayaratnam Foundation and regularly contributes to other charities.

Mental Issues Still Neglected in the United States

According to federal law, any insurance plan that covers mental health is required to offer benefits that are on the same level with medical and surgical benefits that are offered. In 23 states, some level of parity is required as well.

This law was approved in 2008, and most associated state laws make it illegal for insurers to charge higher deductibles and copayments for mental health services. They are supposed to treat mental health in the same regard as physical health. However, many states are not doing this.

While regulators can fairly easily keep track of deductibles and copayments, they can’t do so well with parity requirements. The actual delivery of services for mental health patients, as such, has suffered.

Among all 50 states, only New York and California are consistently enforcing the federal laws on this matter. Because of this, many Americans with mental health issues are suffering. Mikal Watts says that people with mental disorders and substance abuse problems are not getting the help promised to them by the federal government.

Mental health advocates hope that when the federal law becomes effective as applicable to insurance plans that were put into effect after July 1, 2014, the government can better regulate parity.

It is unclear whether the disparity between coverage of physical health and mental health is due to the mental illness stigma. Either way, it means that people are not getting treatment they desperately need.

The Disappearing Middle Class

The American middle class is traditionally visualized as a smiling nuclear family standing in front of their big house and nice cars. However, the definition of the middle class is now changing due to the growing gap between the rich and poor. More Americans who previously identified themselves as middle class now assign themselves to a lower socio-economic level.

Researchers traditionally focused on raw income data to create statistical reports. However, researchers are now incorporating more subjective analysis techniques into their research. Instead of just looking at finances and education, some researchers are now asking people how they identify their class.

Not surprisingly, a recent Gallup survey revealed that roughly half of all Americans consider themselves to be now working or lower class. Experts believe that obvious financial inequality results into increased self-perception of class differences. That is, more and more people see themselves at the bottom of the American economy, which still promises wealth and prosperity to anyone who simply works hard and plays by the rules.

More and more Americans are experiencing financial stress and it’s no surprise to users of Anastasia Date, with a gridlocked government that is controlled by corporations. In order to counterbalance this, Americans should become more civically involved and serious with their personal finances. Explore different financial tips through entertaining podcasts here: http://www.quickanddirtytips.com/money-finance.

Marc Sparks Relocates Timber Creek Capital Offices to Increase Productivity

As originally reported on PR Newswire in January 2015, serial entrepreneur Marc Sparks has relocated his Dallas Timber Creek Capital, LP offices after 14 years at the former location. The new offices will optimize collaboration to focus on startup businesses.

With his private equity firm, Marc Sparks serves entrepreneurs in developing new businesses into revenue generating companies. The new facility enables the firm to host three separate companies and offer an extensive incubation period. Sparks believes that a quality, conducive and collaborative work environment is a critical ingredient for success.

The new offices will support Sparks’ belief, after 35 years of entrepreneurial experience, that there exists a special flow within an office that is required to maximize collaboration and output.

Sparks takes on a handful of companies at a time and offers them mentorship and access to resources like banking, marketing, capital, office space, etc. His team supports companies through the multiple stages of launching a sustainable business.

“Faith, passion, tenacity, focus, savvy of monetization, and an outrageous sense of urgency, or as my team calls it ‘spark speed’, are qualities that have helped me succeed and that I like to mentor,” Sparks said. “I have seen every level of entrepreneurial success and failure and this is why Timber Creek Capital, LP is so qualified to help take on entrepreneurs’ ideas and turn them into prosperous business models.”

Marc Sparks is the founder, owner, and CEO of Timber Creek, LP. He is also an author, philanthropist, and serial entrepreneur continually turning new ideas into businesses. His book, “They Can’t Eat You,” underlines Sparks’ tremulous road as an entrepreneur to help others create a path to success.

Timber Creek Capital, LP is a private equity firm, specializing in turning the dreams of passionate entrepreneurs into sought after, revenue generating products and services. In its Dallas, Texas office, Timber Creek Capital provides the necessary capital, office space, equipment, legal, accounting, graphic arts, web development, customer service expertise, intellectual capital, banking, merchant banking, marketing, networking, support staff and over 35 years of entrepreneurial experience to navigate businesses from inception to fruition.

Follow Marc on Twitter.